Extras cover changes
* Based on an Australian Government Rebate of %, % LHC loading, $ excess for a in .
Change your cover or compareEssential Extras is changing to Mid Extras
From 1 April 2024, Essential Extras will be renamed to Mid Extras. This name change doesn't affect your cover and you don't need to do anything.
Improvements to Mid Extras (currently known as Essential Extras)
You'll also get better benefits for:
Physiotherapy, exercise physiology, chiropractic, osteopathy, podiatry
The benefit for 7 or more visits is increasing from $32 to $40.
Physiotherapy & exercise physiology
|
Description |
Benefit |
Annual limit |
|
Visits 1-6 |
$40 |
$300 per person^ (sub-limits apply) |
|
Visits 7+ |
Increasing to $40 |
^This is a combined annual limit for both physiotherapy and exercise physiology.
Chiropractic & osteopathy
|
Description |
Benefit |
Annual limit |
|
Visits 1-6 |
$40 |
$250 per person^^ (sub-limits apply) |
|
Visits 7+ |
Increasing to $40 |
^^This is a combined annual limit for chiropractic and osteopathy.
Podiatry
|
Description |
Benefit |
Annual limit |
|
Visits 1-6 |
$40 |
$300 per person ($60 sub-limit applies to orthotic repairs) |
|
Visits 7+ |
Increasing to $40 |
Natural therapies
The benefit for natural therapies is increasing from $34 to $36.
|
Description |
Benefit |
Annual limit |
|
Natural therapies (remedial massage, acupuncture, chinese herbal medicine consultations, myotherapy) |
Increasing to $36 |
$400 per person |
Note: benefits are for face-to face consultation only. No benefits for remedies, medicines, or food preparation.
General dental
The benefit for item number 121 (topical application of remineralising agent - one treatment) is increasing from $25 to $27.
|
Description |
Benefit |
Annual limit |
|
Item 121 (topical application of remineralising agent - one treatment) |
Increasing to $27 |
$500 per person |
Psychology
Counselling
A new benefit for recognised counsellors has been introduced under psychology.
|
Description |
New benefit |
Annual limit |
|
Initial consultation |
$50 |
$350 per person* (sub-limits apply) |
|
Subsequent consultation |
$45 |
Find out more about who are recognised providers, how to find them and how to claim.
Psychology group therapy
The benefit for a psychology group therapy session is increasing from $12 to $20.
|
Description |
Benefit |
Annual limit |
|
Psychology – group therapy |
Increasing to $20 |
$350 per person* (sub-limits apply) |
*This is a combined annual limit for psychology and counselling.
Healthy lifestyle
Flu vaccine
After a successful trial in 2022 and 2023, the flu vaccine is now a permanent benefit as a sub-limit within the annual healthy lifestyle benefit.
|
Description |
New benefit |
|
Flu vaccine |
$30 |