About private health insurance

Private health insurance is split into two types: Hospital cover and Extras cover. You can purchase the covers separately or as a combined package depending on your health needs and budget.

Depending on the cover you choose, you can access numerous advantages including:

• your choice of doctor or health care specialist
• a private room where available in an extensive network of private and public hospitals
• avoiding public hospital waiting lists for elective surgery (if specified in the level of cover you choose)
• benefits for Extras services such as dental, optical, chiro, physio, podiatry and remedial massage (not generally covered by Medicare)
• peace of mind in the event of unexpected medical expenses.