Protect your home
Home insurance can help cover your home and belongings for loss or damage.
Choose your level of cover
We offer three different levels of cover.
Premium cover
This top-level option provides cover for a range of listed events, plus offers cover for accidental loss and damage.
Quality cover
Get mid-range cover that covers listed events and provides options for additional cover.
Basic cover
A basic cover option that provides cover for loss and damage due to floods, fires, break-ins and other listed events.
Compare cover types
Each cover type below can be combined with Premium, Quality or Basic level cover.
Building and Contents
✔ Residential building protection
✔ Domestic outbuildings such as garages and sheds
✔ Infrastructure for services
✔ Inbuilt swimming pools and spas
✔ Money (up to $500)
✔ Jewellery
✔ Computer and software
✔ Furniture
Buildings Cover
✔ Residential building protection
✔ Domestic outbuildings such as garages and sheds
✔ Infrastructure for services
✔ Inbuilt swimming pools and spas
✘ Money
✘ Jewellery
✘ Computer and software
✘ Furniture
Contents Cover
✘ Residential building protection
✘ Domestic outbuildings such as garages and sheds
✘ Infrastructure for services
✘ Inbuilt swimming pools and spas
✔ Money (up to $500)
✔ Jewellery
✔ Computer and software
✔ Furniture
Conditions, limitations and exclusions apply. Please refer to the Product Disclosure Statement (PDS) for full terms and conditions.
Important documents
Read the Product Disclosure Statement (PDS) and Target Market Determinations to find out more about what's covered and what's not.
Contact us
Here for you 24/7
Unfortunate events are often also unexpected. That’s why you can call 13 24 80 at any time to make a claim.
Still have questions?
Need to chat with a human? Call us on 13 22 94 between 8am and 8pm.
Terms and conditions: Teachers Federation Health Limited ABN 86 097 030 414 (TFHL) acts as a referrer under an agreement with the insurer, Insurance Australia Limited trading as CGU Insurance ABN 11 000 016 722, AFSL 227681 (CGU Insurance). If you take out an insurance product with CGU Insurance, it will pay TFHL a commission of up to 15% of the premium (exclusive of government charges). The commission will also be paid on any variations to your policy and on renewal. The commissions paid to TFHL are included as part of your premium. When making decisions about insurance, consider the Product Disclosure Statement and Target Market Determinations. For more information about our home insurance coverage and limits, please refer to the Home Building KFS and Home Contents KFS.